Mortgage Calculator
Estimate your monthly mortgage payments with ease. Plan your home purchase with our accurate financial calculator.
Loan Details
Summary
Monthly Payment
$0
Total Interest$0
Total Cost of Loan$0
Popular Searches
Axonix Mortgage Calculator is a fast, privacy-first utility that runs directly in your browser. Get started in seconds: Enter the <strong>Total Home Price</strong> of the property (e.g., $400,000).
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How to Use Mortgage Calculator
- 1Enter the <strong>Total Home Price</strong> of the property (e.g., $400,000).
- 2Input your <strong>Down Payment</strong> (e.g., 20%) to see your true loan principal.
- 3Set the <strong>Annual Interest Rate</strong> based on current market trends or your lender quote.
- 4Choose a <strong>Loan Term</strong> (15 or 30 years are standard) to determine your pay-off timeline.
- 5Review the <strong>Monthly Payment Breakdown</strong> to understand your principal vs interest split.
Key Features
- <strong>Instant Amortization Estimates</strong>: See how your monthly payments contribute to your loan balance over time.
- <strong>PMI & Tax Analysis</strong>: While basic, this tool helps you identify the baseline for calculating <em>Private Mortgage Insurance</em> needs.
- <strong>Down Payment Impact</strong>: Visually compare how a larger down payment significantly reduces your lifetime <em>total interest paid</em>.
- <strong>Interest Rate Sensitivity</strong>: Test different APR scenarios to see how even a 0.5% difference affects your buying power.
- <strong>Zero-Data Logging</strong>: Your sensitive financial numbers stay in your browser. We never track or store your loan data.
Frequently Asked Questions
Learn More
Need practical guides, walkthroughs, and troubleshooting tips? Explore the Axonix blog for detailed tutorials.